Micro Loan Officer

L& T Financial Service

Gopiganj, Uttar Pradesh, India

Duties and responsibilities

1. Starting a business in a new village
• Village identification within the radius
• Feasibility study of the village based on demographics, activities, and financial needs of the customers
• Assist the MC-IC in making the village approval

2. Sourcing of business
• Identification of customers and forming of Joint Liability Groups
• Filling up of the application form
• Verification of the residence and business of the customer
• KYC verification
• Pre-disbursement training
• Visiting potential customers in order to develop business

3. Disbursements
• Collection of KYC documents
• Assisting the MC-IC for disbursement activity completion
• Loan documentation

4. Collection of current dues
• Collect the collection sheets and stickers from MC-IC
• Group-wise collection as per scheduled time by following the process
• Deposit of collection money
• MERC entry

5. Collection of over dues
• Follow up with the customers with updated data report of assigned... More Detail

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