CREDIT MANAGER

Updated: March 06, 2024 07:39 PM GMT

Full-time Job in Sangareddy, Telangana

DCB Bank

Sangareddy, Telangana, India

Job Description : Credit Appraisal of Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training. Conduct personal discussion with customers to establish Credit worthiness. Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation Interact with Customers & understand the business and regularly monitor delinquencies. Decision making within defined TAT Understanding of property/collateral related knowledge (like legal title and market value of the property) Vendor TAT management, Vendor Visits, Vendor payments. Credit underwriting on the customer to make sure that customer fits into various lending parameters. Identify strengths and risks for any proposal and prepare a SWOT analysis around it. Regular interaction with the FI... More Detail

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