Area Credit Manager

Updated: March 04, 2024 08:17 AM GMT

Full-time Job in Ayodhya, Uttar Pradesh

Hiranandani Financial Services

Ayodhya, Uttar Pradesh, India

Area Credit Manager

Ayodhya, Uttar Pradesh, India

Department

Credit

Job posted on

Nov 27, 2023

Employee Type

Employee

Experience range (Years)

5 years - 10 years

Job Description:

Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.

Verifying borrowers' track record & ascertaining their credit worthiness.

Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position

Understanding the customers requirements and ensuring quick service delivery

Set up audit framework. Carry out audits and get closure on items

Basic Analytics and MIS reporting to various stakeholders.

Monitor and enforce approval rate and TAT as per prescribed standards.

Vendor Management.

Candidate Requirements:

CA/MBA Finance

Minimum 5 years of experience in SME Credit

Knowledge of the local geography and industry

Willing to travel frequently for customer visits More Detail